You will work directly with Ben — qualified since 2014, specialist lending experience since 2022 — not a call centre or junior adviser.
We hold a 5.0 rating on Google, have arranged over £13m in lending since 2022, and are an Appointed Representative of HL Partnership Ltd.
Why Northampton buyers come to us
Northampton's range of property types and price points needs careful lender matching — especially for self-employed buyers and higher loan-to-value cases.
From the town centre to surrounding villages, we help you understand affordability before you offer and stay with you from agreement in principle through to completion.
Who we help in Northampton
First-time buyers. We walk you through deposit options, gifted deposits, agreement in principle, surveys and completion in plain English.
Movers and remortgagers. We compare product transfers versus the wider market to avoid expensive standard variable rates.
Commuter professionals with complex pay. Bonus-heavy income, share options, RSUs and day rates can all be presented in a lender-friendly way.
Self-employed and business owners. SA302s, retained profits, dividends and mixed income streams matched to lenders who lend on them.
Buy-to-let landlords. Personal and limited company BTL, portfolio stress tests, holiday lets, and refinancing.
Complex cases. Listed buildings, adverse credit, unusual construction and more.
How it works
- Get started. Send us a quick online fact find — about 10 minutes.
- We do the research. We check affordability and eligibility across our lender panel.
- Your personal recommendation. You get a video presentation and agreement in principle.
Local to Northampton — but flexible
Most work is by phone, video and WhatsApp; face-to-face available by appointment.
Fees and what to expect
There may be a fee for mortgage advice — typically between £49 and £349 depending on your situation, agreed upfront. We may also receive lender commission on completion.