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First-time buyer mortgages

Plain-English guidance from deposit to keys — agreement in principle, surveys and completion.

We walk you through deposit options, gifted deposits, agreement in principle and what lenders look for on bank statements and credit files.

You work directly with Ben — not a call centre — with access to a wide panel of lenders so we can match your situation.

Read our guide: first time buyer checklist.

Try our mortgage calculator.

This page is general information, not personal advice. Get Started

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances.

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