Mortgage advice since 2007.
Specialist lending since 2014.
Personal advice from someone who’s done the job for years. You’ll work directly with Ben — not a call centre. Most advice is by phone, video or WhatsApp across the UK; face-to-face appointments are by arrangement at our Welton office near Daventry.
Why Houz exists
I set up Houz Mortgages to give you straight answers and serious lender choice across a broad panel. You get one person who stays with you from first call to completion — with costs and options explained before you sign anything.
What drives me is simple: help you make informed borrowing decisions, protect what matters, and feel supported throughout.
Who we work with
First-time buyers who want clear guidance and no jargon — from agreement in principle through to picking up the keys.
Entrepreneurs and business owners whose income doesn’t fit a standard affordability model. Multiple income streams, dividends, retained profits — I know how to present your case to the right lenders.
Holiday let investors financing properties that work for a living — from your first short-term let to a growing portfolio.
Anyone who’s been told it’s complicated. Complex income, adverse credit, unusual property types — I specialise in cases where high-street lenders may not be suitable, and I explain what may still be possible.
