You will work directly with Ben — qualified since 2014, specialist lending experience since 2022 — not a call centre or junior adviser.
We hold a 5.0 rating on Google, have arranged over £13m in lending since 2022, and are an Appointed Representative of HL Partnership Ltd.
Why Kettering buyers come to us
Kettering offers strong value for commuters to London and the Midlands, with varied housing stock from period homes to new developments — each with different lender criteria.
We support purchases, remortgages and buy-to-let across the town and surrounding villages, matching your property and income profile to the right lender from the start.
Who we help in Kettering
First-time buyers. We walk you through deposit options, gifted deposits, agreement in principle, surveys and completion in plain English.
Movers and remortgagers. We compare product transfers versus the wider market to avoid expensive standard variable rates.
Commuter professionals with complex pay. Bonus-heavy income, share options, RSUs and day rates can all be presented in a lender-friendly way.
Self-employed and business owners. SA302s, retained profits, dividends and mixed income streams matched to lenders who lend on them.
Buy-to-let landlords. Personal and limited company BTL, portfolio stress tests, holiday lets, and refinancing.
Complex cases. Listed buildings, adverse credit, unusual construction and more.
How it works
- Get started. Send us a quick online fact find — about 10 minutes.
- We do the research. We check affordability and eligibility across our lender panel.
- Your personal recommendation. You get a video presentation and agreement in principle.
Local to Kettering — but flexible
Most of our work is done by phone, video call and WhatsApp, with face-to-face appointments available if preferred.
Fees and what to expect
There may be a fee for mortgage advice — typically between £49 and £349 depending on your situation, agreed upfront. We may also receive lender commission on completion.