5.0 on Google £13m+ lent since 2022 Appointed Representative of HL Partnership Ltd

Mortgage advice in Daventry

Local mortgage advice in Daventry — we're based nearby at our registered office in Welton. You work directly with Ben, not a call centre.

Free initial chat · Costs explained upfront · Wide lender panel

You will work directly with Ben — qualified since 2014, specialist lending experience since 2022 — not a call centre or junior adviser.

We hold a 5.0 rating on Google, have arranged over £13m in lending since 2022, and are an Appointed Representative of HL Partnership Ltd.

Why Daventry buyers come to us

From Daventry town to surrounding villages, we advise buyers and remortgagers across west Northamptonshire.

Our registered office is in Welton — we're genuinely local to the Daventry area, with national lender access and personal service throughout.

Who we help in Daventry

First-time buyers. We walk you through deposit options, gifted deposits, agreement in principle, surveys and completion in plain English.

Movers and remortgagers. We compare product transfers versus the wider market to avoid expensive standard variable rates.

Commuter professionals with complex pay. Bonus-heavy income, share options, RSUs and day rates can all be presented in a lender-friendly way.

Self-employed and business owners. SA302s, retained profits, dividends and mixed income streams matched to lenders who lend on them.

Buy-to-let landlords. Personal and limited company BTL, portfolio stress tests, holiday lets, and refinancing.

Complex cases. Listed buildings, adverse credit, unusual construction and more.

How it works

  1. Get started. Send us a quick online fact find — about 10 minutes.
  2. We do the research. We check affordability and eligibility across our lender panel.
  3. Your personal recommendation. You get a video presentation and agreement in principle.

Local to Daventry — but flexible

Most of our work is done by phone, video call and WhatsApp, with face-to-face appointments available if preferred.

Fees and what to expect

There may be a fee for mortgage advice — typically between £49 and £349 depending on your situation, agreed upfront. We may also receive lender commission on completion.

What clients say

Reviews from clients who have worked with Houz Mortgages.

Frequently asked questions

Do I need a mortgage broker in Daventry, or can I just go direct to a bank?

A bank only offers its own products; we search across a wide panel of lenders to find a strong fit. Daventry's mix of town properties and rural village homes means lender criteria varies — we find the right match and stay with you through to completion.

How much does mortgage advice cost?

Our advice fee typically ranges from £49 to £349, agreed with you upfront before you commit to anything. The exact amount depends on the complexity of your case. We may also receive commission from the lender when your mortgage completes, and we always explain how you are paying before you proceed. There is no charge for the initial conversation.

How much can I borrow?

As a rough guide, lenders typically offer between 4 and 4.5 times annual income, and some go higher depending on circumstances. We work with lenders who treat bonuses, share options and contractor income favourably. Start our online fact find for a real number.

Can you help if I'm self-employed or have complex income?

Yes — this is one of our specialisms. Many buyers across the Daventry area are self-employed or have complex income from multiple sources. We know which lenders treat each favourably.

How long does the mortgage process take?

For a purchase, expect roughly 8–12 weeks from offer accepted to keys. Rural and village properties can take longer at survey — we factor that into your timeline. Remortgages typically complete within 4–6 weeks.

Do I have to be in Daventry to meet with you?

No — most work is done by phone, video call and WhatsApp. We're local to Daventry and can arrange face-to-face meetings by appointment.

Ready to talk?

Pick a time online, message us on WhatsApp, or call — whatever suits you.