5.0 on Google £13m+ lent since 2022 Appointed Representative of HL Partnership Ltd

Mortgage advice in Corby

Mortgage advice in Corby — new-builds, family homes and remortgages with costs explained upfront. You work directly with Ben, not a call centre.

Free initial chat · Costs explained upfront · Wide lender panel

You will work directly with Ben — qualified since 2014, specialist lending experience since 2022 — not a call centre or junior adviser.

We hold a 5.0 rating on Google, have arranged over £13m in lending since 2022, and are an Appointed Representative of HL Partnership Ltd.

Why Corby buyers come to us

Corby has seen significant new-build growth alongside established neighbourhoods — each with different lender appetites and affordability profiles.

We work with employed, self-employed and complex-income buyers across the area, helping you understand what's realistic before you start viewings.

Who we help in Corby

First-time buyers. We walk you through deposit options, gifted deposits, agreement in principle, surveys and completion in plain English.

Movers and remortgagers. We compare product transfers versus the wider market to avoid expensive standard variable rates.

Commuter professionals with complex pay. Bonus-heavy income, share options, RSUs and day rates can all be presented in a lender-friendly way.

Self-employed and business owners. SA302s, retained profits, dividends and mixed income streams matched to lenders who lend on them.

Buy-to-let landlords. Personal and limited company BTL, portfolio stress tests, holiday lets, and refinancing.

Complex cases. Listed buildings, adverse credit, unusual construction and more.

How it works

  1. Get started. Send us a quick online fact find — about 10 minutes.
  2. We do the research. We check affordability and eligibility across our lender panel.
  3. Your personal recommendation. You get a video presentation and agreement in principle.

Local to Corby — but flexible

Most of our work is done by phone, video call and WhatsApp, with face-to-face appointments available if preferred.

Fees and what to expect

There may be a fee for mortgage advice — typically between £49 and £349 depending on your situation, agreed upfront. We may also receive lender commission on completion.

What clients say

Reviews from clients who have worked with Houz Mortgages.

Frequently asked questions

Do I need a mortgage broker in Corby, or can I just go direct to a bank?

A bank only offers its own products; we search across a wide panel of lenders to find a strong fit. Corby's blend of new-build estates and older housing stock means lender criteria varies — we match your purchase to the right lender and manage the process through to completion.

How much does mortgage advice cost?

Our advice fee typically ranges from £49 to £349, agreed with you upfront before you commit to anything. The exact amount depends on the complexity of your case. We may also receive commission from the lender when your mortgage completes, and we always explain how you are paying before you proceed. There is no charge for the initial conversation.

How much can I borrow?

As a rough guide, lenders typically offer between 4 and 4.5 times annual income, and some go higher depending on circumstances. Corby's growth has attracted many first-time buyers — we work with lenders who treat bonuses and contractor income favourably. Start our online fact find for a real number.

Can you help if I'm self-employed or have complex income?

Yes — this is one of our specialisms. Self-employed and contractor buyers are common in Corby and the surrounding area. We know which lenders treat SA302s, retained profits and day rates favourably.

How long does the mortgage process take?

For a purchase, expect roughly 8–12 weeks from offer accepted to keys. New-build purchases can follow a different timeline — we'll map that out early. Remortgages typically complete within 4–6 weeks.

Do I have to be in Corby to meet with you?

No — most work is done by phone, video call and WhatsApp. Face-to-face appointments are available by arrangement.

Ready to talk?

Pick a time online, message us on WhatsApp, or call — whatever suits you.